CIN Legal Data Services

Auto Loan Review & Analysis Plus Consumer Origination

Extending its product line beyond traditional due diligence and BAPCPA products, CIN Legal Data Services has partnered with the nation's leading provider of Auto Loan Programs for the bankruptcy sector. With the BAPCPA requiring attorneys to ensure that full balance re-affirmations are in a consumer's best interest, CIN Legal Data Services has created a means by which an attorney can quickly analyze a client's various alternatives as they pertain to their existing automobile loan. Via CIN '06, the company's web based application, clients are provided with an automated prequalification engine that quickly compares the benefits of proceeding with a full balance re-affirmation against obtaining a Redemption loan.

Attorneys are able to submit basic client information and immediately obtain a prequalification as well as a savings analysis in situations where a Redemption provides savings to the client. In the event that obtaining a Redemption Loan provides greater savings over a full-balance re-affirmation, attorneys maintain the ability to forward their client to 722 Redemption to finalize the origination and loan processing process. All clients of attorneys maintain online access to CIN '06 to assist in making their final lending decision, as well as for obtaining documents required in the Redemption loan process.

Via CIN '06, clients of CIN Legal Data Services will reap the benefits of obtaining a comprehensive analysis coupled with financing options for their clients without accessing another service provider or software system. Further, when accessing the analysis and financing options via CIN Online, an attorney gains the efficiency of not having to re-key information previously entered to order CIN Legal Data Services due diligence products. These benefits, when combined with the ability to receive all supporting documentation utilized in the Redemption process online, makes CIN Legal Data Services the nation's premier origination point for Bankruptcy Loan Programs.

Provider of Auto Loan Redemption & Replacement Loan Services

722 Redemption Funding Inc. (722) is the nation's premiere provider of automobile financing solutions for the bankruptcy market. Backed by the lending power of U.S. Bank® , 722 works directly with consumers and attorneys to explore ways to assist those filing bankruptcy with either retaining possession of their automobile or replacing it. Providing professional customer support and extensive knowledge of the auto lending options available for those proceeding through the bankruptcy process, 722 is the unquestioned leader for vehicle financing in the bankruptcy sector. For more information on 722, visit www.722redemption.com.

722 Redemption Funding Inc. Loan Options

Redemption	Allows the individual filing for bankruptcy to refinance their existing automobile as allowed under 506 (a) (2). 722 will provide each attorney with the documented, money saving values to pursue a redemption on their client's behalf. Upon redemption, each attorney's clients will execute a new loan and begin reestablishing credit with one of America's top 10 largest banks.
Creditor Direct	722 handles all direct negotiation with the original creditor for purposes of structuring a win-win settlement for all parties. Settlements are negotiated to save the attorney's client money, while providing the creditor with a value higher than traditional liquidation values. In the alternative, 722 will assist attorneys whom chose to negotiate directly with the current creditor. Upon reaching a settlement with the original creditor, the attorney's client will execute a new loan.
Replacement	Individuals having chosen to surrender their current vehicle upon the filing of bankruptcy are eligible to replace that vehicle when approved for financing by 722. Replacement loan options allow an individual to acquire transportation while being provided with a flexible financing solution.